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America's first bitcoin bank?Bitcoin is the first decentralized peer-to-peer payment network and cryptocurrency. Users (and not central governments or banks) determine. What's more, Bitcoin seeks to be a decentralised means of payment, which means that no central body (e.g., a central bank) decides on its. The Bitcoin system allows transactions to occur directly from person to person without requiring a central party (such as a bank) to verify or record the.