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One exception is a San Francisco-based money transfer business called Veem. SWIFT Society for Worldwide Interbank Financial Telecommunication is the decades-old system that banks use for sending international payments, which can take days to settle. While blockchain now accounts for the bulk of Veem's transactions, it only handled 10 percent of the total amount of money sent in the fourth quarter. The blockchain will then carry the payment to the receiver, bypassing intermediaries banks.
